QLF FINANCIAL CORP
EFFECTIVE AS OF NOVERMBER 1, 2019
Please know that neither our Site nor the services we render are directed to children under the age of 13. We are committed to complying with the Children’s Online Privacy Protection Act of 1998.
Information We Collect.
Personal and Business Information
We do not collect any Personal and business information from you unless you voluntarily provide it to us. When you choose to submit information to us by using one of the forms on the Site, you will be asked to provide us with certain personal information, such as your first name, last name, and email address, as well as information about your business.
Like most websites, we use automatic data collection technology when you visit the Site to record information that identifies your computer, to track your use of our Site, and to collect certain basic information about you and your surfing habits. This information includes information about your operating system, your IP addresses, browser type and language, referring and exit pages and URLs, keywords, date and time, amount of time spent on particular pages, what sections of a website you visit, and similar information concerning your use of the Site and the Services (the “Usage Information”).
We collect this Usage Information by using cookies and pixel tags. Cookies are small packets of data that a website stores on your computer’s hard drive so that your computer will “remember” information about your visit. You can reject cookies by following the directions provided by your web browser. If you reject cookies, you may still visit the Site, but may not be able to use some areas of the Site and/or the Services.
We do not collect Personal and Business Information in this way, but if you provide us with any information, we may associate that information with the information that is collected automatically. Automatic data collection may be performed on our behalf by our services providers.
How We Use Your Information.
- To respond to your requests and to provide you with the Services;
- To respond to your inquiries and contact you about changes to the Site and/or the Services;
- To send you notices (for example, in the form of e-mails, mailings, and the like) regarding products or services you are receiving, and for billing and collection purposes;
- To send you information we think you may find useful or that you have requested from us;
- To enhance and improve the Site or the Service, such as through personalized features and content;
- To analyze the use of the Site and the Service and the people visiting to improve our content and Site and the Service;
- To investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of our policies, or as otherwise required by law;
- For any other purposes disclosed at the time the information is collected or to which you consent; and
We do not disclose your Personal and Business Information to third parties not affiliated with us, for their direct marketing purposes.
We, like many businesses, sometimes hire other companies to perform certain business-related functions. Examples include mailing information, maintaining databases, hosting services, and processing payments. When we employ another company to perform a function of this nature, we provide them with the information that they need to perform their specific function, which may include your Personal and Business Information.
If we or all or substantially all of our assets are acquired, we expect that the information that we have collected, including Personal and Business Information, would be transferred along with our other business assets.
We may disclose your Personal and Business Information and Usage Information to government authorities and to other third parties when compelled to do so by government authorities, at our discretion, or otherwise as required by law, including but not limited to in response to court orders and subpoenas. We may also disclose your Personal and Business Information and Usage Information when we have reason to believe that someone is or may be causing injury to or interference with our rights or property, other users of this Site, or anyone else that could be harmed by such activities.
How We Protect Your Information. We take reasonable steps to protect the Personal and Business Information from loss, misuse, and unauthorized access, disclosure, alteration, or destruction. Your information is maintained on systems that are protected by up-to-date secure network architectures that contain firewalls and intrusion detection devices.
Your Choices. If you wish to stop receiving promotional e-mails, you may unsubscribe from our emails by following the instructions in the bottom of the email received.
Shine the Light Law. Under California Civil Code Section 1798.83, California residents may choose to opt out of our sharing their contact information with third parties for direct marketing purposes. We do not share your contact information with third parties for direct marketing purposes.
Do Not Track. We do not monitor, recognize, or honor any opt-out or do not track mechanisms, including general web browser “Do Not Track” settings and/or signals.
Important Notice to Users Outside the U.S The Site and the Services are operated in the United States. If you are located outside of the United States, please be aware that any information you provide to us will be transferred to the United States. By providing us with any information through the Site or the Services, you consent to this transfer.